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Bad credit or no credit? Here’s a useful credit card website
If you're in the market for credit cards for people with bad or no credit score, or if you know someone who is, "Free-Credit-Score-Online" may be useful to you, with their information on credit scores, credit cards, and links to credit card merchants.
Most of us, at one time or another, find ourselves needing a credit card. They are pretty much a fact of life in our society. Even if you avoid using credit, there are some transactions in our world that simply cannot be done with "cash only" living. (Although the usefulness of debit cards is always expanding.)
Take a look around this website. If you have a low credit score, or no credit score, there is information here and links to decent credit cards that may be of help for you.
In fact, they issued a press release which explains more about credit scores and credit cards and what their site offers. Here's their press release:
Press Release:
"Today most people prefer rewards credit cards. No wonder, as customers like to get something just for using their plastics. Though there is a wide assortment of such credit cards, sometimes it is really difficult to choose the right reward plastic.
"When choosing the right card, you should find a certain type of rewards plastics that will suit your spending habits and your lifestyle. Otherwise, you can end up with a huge credit card debt and damaged credit history.
"However, you should remember that good credit score gives a wide choice of reward credit cards, as these plastics are available only for people with good or excellent credit history.
"It goes without saying that rewards credit products can seem very attractive. But they have some disadvantages that can lead to serious financial problems. The first one is interest rates. As a rule, such credit cards have higher interest rates than usual plastics.
"The second disadvantage is late payment fees. For example, with a regular plastic you can be charged maximum $30 late payment fee. With a reward plastic it is different. More than that, credit card issuer can cancel all the bonus points that you have accumulated during the last month for late payment.
"So, rewards credit cards are irresistibly great. But you should be careful with them, if you want to take advantage of them. Otherwise, they can be the source of your financial problems."
